Call your BDM or a
Bluestone specialist on
Prime
The go-to home loan solution for PAYG and self-employed customers with clear credit.
Our Prime product offers PAYG or self-employed customers the flexibility they need, at competitive interest rates. We accept a range of income types, and for self-employed customers they can verify their income through a variety of options.
Product Features
- Borrow up to $3m*
- Up to 90% LVR and no LMI
- ABN 24 months, GST 12 months
- Flexible employment criteria, including part time and casual
- Unlimited debt consolidation
- Unlimited cash out where >$200k or 50% of value (evidence of purpose required)
- No account keeping fees on full doc
Prime Rates
Owner Occupied Full Doc
| LVR | Principal & Interest Rate | Comparison Rate** | Interest Only Rate | IO Comparison Rate** | Risk Fee |
|---|---|---|---|---|---|
| ≤ 60% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 65% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 70% | 7.29% pa | 7.34% pa | 7.59% pa | 7.94% pa | - |
| ≤ 75% | 7.44% pa | 7.49% pa | 7.74% pa | 8.09% pa | - |
| ≤ 80% | 7.44% pa | 7.49% pa | 7.74% pa | 8.09% pa | - |
| ≤ 85% | 7.99% pa | 8.05% pa | 8.29% pa | 8.65% pa | - |
| ≤ 90% | 8.39% pa | 8.45% pa | 8.69% pa | 9.17% pa | 1.00% |
Need a quick answer on a loan scenario?
Call us on 13 BLUE to speak directly to a Bluestone Specialist – they will be happy to answer any policy questions, workshop your customer’s scenario and help with your loan submission.