Call your BDM or a
Bluestone specialist on
‘I’ve spent too much of my deposit’
Customer challenges
- May not meet the requirements of mainstream lenders
- It may be difficult to prove non-genuine savings e.g. savings was a gift
- Late or missed credit card or loan payments
Bluestone solutions
- 90% LVR no LMI
- No occupation restrictions
- Accept non-genuine savings – must show ability to pay.
- No credit scoring – we assess each application on a case-by-case basis
Key Loan Features
- Borrow up to $3m*
- Up to 90% LVR and no LMI
- Flexible employment criteria, including part time and casual
- Unlimited debt consolidation
- Unlimited cash out with evidence of purpose required over $200k or 50% of valuation amount (Specialist loans unlimited up to 80%, or $200k over 80%)
- No account keeping fees on full doc
Need a quick answer on a loan scenario?
Call us on 13 BLUE to speak directly to a Bluestone specialist – they will be happy to answer any policy questions, workshop your customer’s scenario and help with your loan submission.