May not meet the requirements of mainstream lenders
It may be difficult to prove non-genuine savings e.g. savings was a gift
Late or missed credit card or loan payments
90% LVR no LMI
No occupation restrictions
Accept non-genuine savings – must show ability to pay.
No credit scoring – we assess each application on a case-by-case basis
Key Loan Features
Borrow up to $3m*
Up to 90% LVR and no LMI
Flexible employment criteria, including part time and casual
Unlimited debt consolidation
Unlimited cash out with evidence of purpose required over $200k or 50% of valuation amount (Specialist loans unlimited up to 80%, or $200k over 80%)
No account keeping fees on full doc
Need a quick answer on a loan scenario?
Call our Scenario Hotline on 13 BLUE to speak directly to a Senior Underwriter – they will be happy to answer any policy questions, workshop your customer’s scenario and help with your loan submission.