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Bluestone product solutions
Prime
Near Prime
Specialist
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Refinancing
Debt consolidation
Find your customer solution
Cash Out Need
Credit Impaired
Different Circumstance
Life Event
Low Deposit
Self Employed
SMSF
Customer Stories
Our Rates
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Target Market Comparisons
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Call a Bluestone Specialist
Find a BDM
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Authority & Consent Forms
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Quick resource links
Product Matrix
Acceptable Security Locations
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Online Credit Policy
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Call a Bluestone Specialist
Find a BDM
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13 BLUE
Find Your
Customers Fit
1
Your Income
2
Your Credit History
3
Your Goals
4
Your Property
5
Your Loan
Please select every type of income you would like to use to pay for your loan. Select all that apply:
PAYG
Including full time, part time, casual, contract
Self-employed
Including full time, part time, casual, contract
Other income
For example, pensions, investments, rent
Please note that we are unable to lend to borrowers who rely on pensions or rental income for more than 50% of their income.
Self Employed
How long has your ABN been registered?
*
ABN more than 24 months
ABN more than 12 months
ABN less than 12 months
Sorry, we don't currently lend to businesses with an ABN registration of less than 12 months.
What documents do you want to use to prove your self-employed income?
*
2 years’ tax returns and Notices of Assessment (NOA)
1 year’s tax return and Notice of Assessment (NOA)
Two of the following: 6 months’ business bank statements, 6 months’ BAS or accountants letter.
One of the following: 6 months’ business bank statements, 6 months’ BAS or accountants letter.
None of the above
Sorry, we don't currently offer other avenues for proving your self-employed income.
Do you have any loan defaults, arrears or other credit impairments on your record?
*
Yes
No
What's the nature of your credit impairments? Select all that apply:
Defaults & Judgements
*
None
Defaults or Judgments up to $1000 or more than 24 months’ old
Defaults or Judgments up to $1000 or more than 12 months’ old
Less than 3 Defaults or Judgements over $1000 or within last 12 months
3 or more Defaults or Judgements over $1000 or within last 12 months
Mortgage Arrears
*
None
Less than 1 month’s Mortgage Arrears in last 6 months
Less than 2 months’ Mortgage Arrears in last 6 months
Less than 3 months’ Mortgage Arrears in last 6 months
More than 3 months’ Mortgage Arrears in last 6 month
Debt Agreements & Bankruptcy
*
None
Current Part 9 or 10 Debt Agreement WITH at least 6 months’ clear repayment history
Current Part 9 or 10 Debt Agreement WITHOUT at least 6 months’ clear repayment history
Discharged Bankruptcy more than 2 years ago
Discharged Bankruptcy less than 2 years ago
Sorry, we don't currently have a solution available for your situation.
Hidden
Selected Product
*
Select a product
Prime - Full
Prime - Alt
Near Prime - Full
Near Prime - Alt
Specialist - Full
Specialist - Alt
Specialist+ - Full
Specialist+ - Alt
Blank - Ignore this one. Here to fix strange bug in rates table
Sorry, we don't currently have a solution available for your situation.
What do you want to achieve with this home loan?
*
Buy owner-occupied property
Build a house
Buy an investment property
Refinance existing loan
Sorry, we don't currently provide finance for construction.
Do you intend to pay principal and interest, or interest only?
*
Principal & Interest
Interest Only
About the property
What suburb are you looking to buy in?
What suburb are you looking to invest in?
What suburb is your property located in?
Property suburb?
*
What kind of property do you want to buy?
*
A house
An apartment
Vacant land
Not sure yet
What kind of property do you want to refinance?
*
A house
An apartment
Vacant land
How many floors does the building have?
*
10 or under
11 or over
Not sure
Please note that we do not currently provide finance for vacant land purchases or for apartments in buildings above 11 floors.
Sorry, we don't currently provide finance for apartments in buildings above 11 floors.
Please note that we do not currently provide finance for for vacant land purchases.
What's the estimated value of the property?
*
How much do you have saved up for a deposit?
*
What is the equity in your property?
*
The equity in your property is the total value of your home minus the total amount of money that is still outstanding on your home loan.
How much debt do you want to consolidate?
*
How much equity do you want to cash out?
*
Refinanced Loan Total
*
Loan Total
*
Sorry, the loan amount you entered exceeds your borrowing capacity under this product.
Sorry, the values you entered exceed the maximum loan amount available for this product, or at this loan to value ratio.
Phone
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