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Broker Success Story: Self Employed


Gaining lending approval on a self-employed income can be difficult with the requirements set by mainstream banks, only made harder when the business’ financials were negatively affected by covid-19.

Bluestone was able to approve the loan using only six months worth of business bank statements, instead of the two years other mainstream lenders require.

Read about broker’s experience with Bluestone below.

What was the customer’s situation and how did Bluestone help?

The self-employed customers’ financials were negatively impacted due to covid and therefore were unable to evidence consistent income flow for that period of time. Given the customers’ financials have bounced back within the last six months, Bluestone were able to approve their loan request and successfully fund their property purchase. 

What made this deal unique or challenging?

Mainstream banks require more than 6 months worth of self-employed bank statements which made servicing the loan incredibly difficult without Bluestone’s help.

What product did your customer receive?

Near Prime

Tell us about your experience working with Bluestone

Bluestone loan assessors are great – the communication is open and they will always call to work through the deal. This type of service is invaluable, especially with more complex deals like this one.

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