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Broker success story: Child Support Income

child support

After a recent separation, Jake’s client was struggling to find a lender who would approve their loan application with limited child support documentation. Bluestone was able to approve the loan with evidence of one months payment, instead of the six months required by the bank.

Read what the broker had to say about his experience working with Bluestone.

What was the customer’s situation and how did Bluestone help?

The customer had just gone through a separation and wanted to purchase a new home for her and her children. She needed evidence of child support payments in order for her loan to be accepted but given the separation was recent, she didn’t have the full 6 months of documentation required for most lenders. Bluestone accepted the child support agreement with evidence of one payment, enabling the customer to purchase her new home to move into with her children and start afresh.

What made this deal unique or challenging?

The customer needed evidence of child support to service the loan. Since her separation, she had only received one payment. Most lenders require 6 months worth of documentation which meant her application was rejected.

What product did your customer receive?

Near Prime

Tell us about your experience working with Bluestone

Bluestone was excellent!

My BDM applied common sense to the scenario and most importantly, we got a great result for the customer – allowing them to move past a difficult period in their life.

Anything else you’d like us to know about the deal or your experience with Bluestone?

The whole process from start to finish was excellent. Direct contact from the assessor is a huge plus! It makes the process incredibly straightforward.

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