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Broker success story: Aaron Bell – PRIME

With many lenders taking a hardline approach to previous credit issues, it can be hard for customers to refinance to a better rate, even if their difficulties were in the past. Fortunately for Aaron Bell’s client, Bluestone were able to help them refinance to a Prime product and a much better rate. 

Read what Aaron had to say about the deal and his experience working with Bluestone.

What was the customer’s situation?

The customer had a speckled past history in terms of their credit report with a late payment just over 12 months ago and a few other black marks over the past two years. They also had a relatively low credit score. 

The way Bluestone looks at credit history allowed my clients to be seen as Prime customers and we were able to refinance a rather expensive loan with another lender right down to 2.59%, which at the time was very much a Prime rate.

What made this deal unique or challenging?

The customer’s credit history, I literally could not find another lender to do this in the Prime lending space.

What product did your customer receive?

Prime – Full Variable

Tell us about your experience working with Bluestone

Absolutely brilliant! The assessment began the day after I submitted the deal and we had to send in a few extra bits and pieces, but Bluestone took a very reasonable approach with our explanations. Our BDM Aaron Sainsbury was very attentive and always answered his phone. He helped us with the application and checked over everything for us to make sure we weren’t missing anything.

Anything else you’d like us to know about the deal or your experience with Bluestone?

I would thoroughly recommend having this lender in your toolbelt, especially for those quirky deals. In the Prime lending space they are brilliant as well with very easily accessible assessors and BDMs.

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